Personal Lines — Auto Insurance
Auto Insurance in Nevada & Arizona
Whether you're cruising the Las Vegas Strip or commuting through Henderson, AIM 1nsurance shops 67+ top-rated carriers to get you the best coverage at the lowest rate.
We've Got You Covered on Every Road
Auto insurance protects your vehicle if it's damaged in an accident or covered loss — and it protects you from lawsuits if you're responsible for injuring someone or damaging their property. Accidents happen. We're here to make sure you're ready when they do.
Required Coverage in Nevada & Arizona
Both Nevada and Arizona require all drivers to carry minimum liability coverage. Here's what that means for you:
Liability Auto Insurance
Covers injuries or property damage you cause to others in an accident. There's no deductible — it's there to protect you financially if you're at fault. It's one of the most affordable coverages available, and we'll help you choose limits that fit your life and budget.
Protecting Your Vehicle
Once you have liability in place, it's time to think about protecting your own car. Two main coverages do that:
Collision Coverage
Pays to repair your car after an accident with another vehicle or object — regardless of who's at fault. You choose your deductible.
Comprehensive Coverage
Covers damage from anything other than a collision — think weather events, falling objects, theft, or animal damage. Also comes with a deductible of your choosing.
Other Important Coverages
Uninsured / Underinsured Motorist
Pays your medical bills if the at-fault driver has no insurance or not enough to cover your injuries.
Medical Payments (MedPay)
Optional coverage that pays medical bills for you and your passengers regardless of who caused the accident.
Personal Injury Protection (PIP)
Covers your medical bills, lost wages, and passenger injuries regardless of fault — and even applies if you're hit as a pedestrian.
Optional Add-Ons
Towing & Emergency Roadside
Covers towing, flat tires, dead batteries, and more — up to your selected per-incident limit.
Rental Reimbursement
Pays for a rental car while your vehicle is being repaired after a covered loss.
Full Glass Coverage
Repairs or replaces your vehicle's glass with no deductible.
GAP Coverage
If your financed vehicle is totaled, GAP covers the difference between what your car is worth and what you still owe.
New Car Replacement
Replaces a brand-new totaled vehicle with the same year, make, and model — subject to a deductible.
Choosing Your Deductible
Your deductible is the amount you pay out of pocket before your insurance kicks in. Liability has no deductible — but collision and comprehensive do. The best approach: choose an amount you could comfortably cover if you needed to. Our team will help you find the right balance between your premium and your out-of-pocket risk.
Ready to Get Your Best Auto Rate?
Auto insurance isn't one-size-fits-all. We'll tailor a policy to your budget, lifestyle, and driving habits — so you can hit the road with total confidence. Call us or request a free quote today.